:root{font-family:Arial,Helvetica,sans-serif;color:#071a35;background:#f2f6fc;--blue:#005bff;--orange:#ff6500;--navy:#071a35}*{box-sizing:border-box}body{margin:0;font-size:16px;line-height:1.6}.wrap{max-width:1200px;margin:auto;padding:0 28px}header{background:var(--navy);color:white;border-bottom:4px solid var(--orange)}.header{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:24px;padding-bottom:24px}.brand{color:inherit;text-decoration:none;line-height:1.15}.brand span{display:block;font-size:.9rem;font-weight:900;letter-spacing:.15em}.brand em{color:var(--blue);font-style:normal}.brand strong{font-size:1.4rem}.brand i{font-style:normal;color:var(--orange)}.actions{display:flex;align-items:center;gap:20px}.actions a{color:white;text-decoration:none;font-weight:700}.actions button{font:inherit;color:white;background:transparent;border:1px solid #9faec3;padding:9px 15px;border-radius:6px;cursor:pointer}.intro{padding:56px 0 30px}.eyebrow{font-size:.875rem;letter-spacing:.1em;font-weight:850;color:var(--blue);margin:0 0 8px}h1{font-size:clamp(2.3rem,5vw,4rem);line-height:1.1;letter-spacing:-.045em;max-width:840px;margin:12px 0 20px}.lead{max-width:760px;font-size:1.125rem;color:#4b607b}.panel{background:#fff;border:1px solid #d4dfed;border-radius:16px;padding:32px;margin:24px 0;box-shadow:0 8px 26px #071a3506}.section-title{display:flex;gap:18px;align-items:flex-start}.number{background:var(--navy);color:#fff;border-radius:8px;font-size:1.2rem;font-weight:900;min-width:46px;height:46px;display:grid;place-items:center}h2{font-size:clamp(1.5rem,2.8vw,2rem);line-height:1.2;letter-spacing:-.035em;margin:0 0 18px}.rate{display:flex;align-items:center;gap:32px;padding:20px 0}.rate strong{white-space:nowrap;font-size:2.8rem;color:var(--orange);line-height:1.15}.rate small{display:block;font-size:1rem;color:var(--navy)}.rate p{color:#4b607b;max-width:650px}.tiers{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.tier{border:1px solid #d4dfed;border-radius:10px;padding:20px;background:#f5f8fd}.tier:last-child{background:var(--navy);color:#fff;border-color:var(--navy)}.tier h3{margin:0;font-size:1rem}.tier b{display:block;font-size:2rem;color:var(--blue);margin:8px 0}.tier:last-child b{color:#ff9856}.tier p{margin:0;font-size:.9rem}.load-meter{margin-top:18px;height:14px;border:1px solid #8fa5c4;border-radius:4px;overflow:hidden;background:white}.load-meter span{display:block;height:100%;background:var(--blue)}.note{background:#edf4ff;border-left:4px solid var(--blue);border-radius:5px;padding:16px 18px;margin-top:24px;font-size:.95rem}.sub{color:#4b607b}.item-grid{display:grid;grid-template-columns:1fr 1fr;column-gap:30px;margin-top:28px}.item{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0;border-bottom:1px solid #dce5f0}.item b{white-space:nowrap;color:var(--blue)}.policy-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.policy-grid .panel{margin-top:0}.exclusions{border-top:5px solid var(--orange)}ul{padding-left:21px}li{padding:6px 0;color:#3e5572}.quote{display:flex;align-items:center;gap:36px;justify-content:space-between;background:var(--navy);color:white;border-radius:16px;padding:36px;margin:20px 0 40px}.quote p{color:#c1cfe3;max-width:690px;margin-bottom:0}.quote a{flex-shrink:0;background:var(--orange);color:#fff;padding:15px 22px;text-decoration:none;font-weight:800;border-radius:6px;text-align:center}footer{padding-bottom:30px!important;font-size:.875rem;color:#536a88;font-weight:700}a:focus-visible,button:focus-visible{outline:3px solid #00b7ff;outline-offset:4px}@media(max-width:800px){.tiers{grid-template-columns:repeat(2,1fr)}.rate{display:block}.policy-grid{grid-template-columns:1fr}.quote{display:block}.quote a{display:inline-block;margin-top:24px}.item-grid{grid-template-columns:1fr}.actions{gap:12px}}@media(max-width:480px){.wrap{padding:0 18px}.panel{padding:22px}.actions a{font-size:.875rem}.brand strong{font-size:1.05rem}.header{gap:12px}.tiers{gap:10px}.tier{padding:14px}.section-title{gap:12px}.quote{padding:26px}.item{font-size:.95rem}}

.six-reference{font-weight:700;color:#334b68;background:#fff5ed;border-left:4px solid var(--orange);padding:16px 18px;border-radius:5px}